First Pavilion Technology
Legal

Terms of Use and Disclaimer

The terms for using this website, what our content is and is not, and how our brands and content are protected.

Effective date · [DATE]Last updated · [DATE]Applies to · fpgtechnology.com
Draft for legal review.Text in [brackets] must be completed, and the page reviewed by counsel in Singapore and Malaysia, before publishing.
Information only
Not advice, not an offer
Nothing on this website is investment, financial, legal or tax advice, or an offer of any financial product.
Licences
Regulators decide
We prepare and manage applications. Every licence decision and its timing belongs to the regulator.
Demos
Sample data only
Live demos use sample data and branding. No real money, trading or digital assets are involved.
Our brands
Protected by law
FIRST and its product names, content and designs are ours. Singapore law governs these terms.

1. About these terms

These Terms of Use and Disclaimer (the Terms) govern your use of fpgtechnology.com, its subdomains, our live demos and any content we publish there (together, the Website). The Website is operated by [SINGAPORE ENTITY NAME] and First Pavilion Technology Sdn Bhd (First Pavilion Technology, we, us). By using the Website you agree to these Terms. If you do not agree, do not use it.

The Website is intended for businesses and professionals. By using it you confirm that you are at least 18 and, if you act for a company, that you are authorised to do so.

2. Who we are and what we do not do

First Pavilion Technology provides software, technology and advisory services to businesses. We are not a bank, broker, exchange, payment institution, investment adviser or law firm. We do not deal in investments, hold client money or digital assets, give investment, financial, tax or legal advice to the public, or arrange transactions in financial products.

Regulated activities are carried out by our clients under their own licences and are their responsibility.

3. Information only: no advice and no offer

The content on the Website is general information about our products and services. It is not:

  • investment, financial, legal, tax, accounting or regulatory advice;
  • an offer, solicitation or recommendation to buy or sell any financial product or digital asset, or to enter any transaction;
  • a promise that any licence will be granted, on any timeline.

You should take independent professional advice before making any business, investment or regulatory decision.

4. Licensing and regulatory information

Descriptions of licences, regulators, capital requirements and timelines are summaries for general guidance. Laws and regulatory practice change often and differ by case. Every licence decision is made by the relevant regulator alone. We do not guarantee that an application will succeed, how long it will take, or that a structure suits your circumstances. Your launch plan or proposal, confirmed in a signed contract, is the only document that sets out what we will do for you.

5. Demos, figures, comparisons and images

  • Live demos use sample data and sample branding. No real money, trading, deposits, withdrawals or digital assets are involved. Prices, charts and balances shown are illustrative and not real market data.
  • Figures such as go-live times, service levels, capacity and supported assets describe typical or standard package terms. The figures that apply to you are those in your signed contract.
  • Comparisons with other providers are based on our review of publicly available information at the date stated. Other providers are described by type, not named. Their terms vary and may change. Comparisons are our opinion, given in good faith.
  • Charts marked illustrative are not to scale and do not show actual results.
  • Images: some images on the Website are computer-generated illustrations; others are licensed stock photographs. They do not show our clients, staff or premises unless stated.

6. Forward-looking statements

Statements about future products, features, markets or plans reflect our current intentions and are subject to change without notice. They are not commitments.

7. Intellectual property and copyright

© [YEAR] First Pavilion Technology. All rights reserved.

The Website and everything on it, including text, software, demos, designs, layouts, graphics, images, logos and product names, are owned by First Pavilion Technology or its licensors and are protected by copyright, trademark and other laws in Singapore, Malaysia and other countries.

FIRST, the FIRST logo, FirstMarket, FirstXchange, FirstTokenz, FirstWallet, FirstBizSuite, FirstLead, FirstAI and First Pavilion Technology are trademarks or trade names of First Pavilion Technology or its group companies, whether registered or not. MetaTrader is a trademark of MetaQuotes Ltd. All other trademarks belong to their owners. Their mention does not imply endorsement, partnership or affiliation unless we say so.

You may view and print pages for your own internal business evaluation. You may not, without our written permission:

  • copy, reproduce, republish, frame, sell or distribute any part of the Website;
  • use our trademarks, logos or product names, or anything confusingly similar;
  • copy, decompile, scrape, crawl or reverse-engineer the Website or demos, or use them to build a competing product;
  • use Website content to train machine-learning or artificial-intelligence models.

8. Reporting copyright or trademark concerns

We respect the rights of others. If you believe content on the Website infringes your copyright or trademark, email legal@fpgtechnology.com with:

  1. your name and contact details, and the name of the rights owner if you act for them;
  2. a description of the work or mark, and evidence of ownership;
  3. the exact page and content you object to;
  4. a statement that you believe in good faith the use is not authorised, and that your notice is accurate.

We will review the notice promptly and, where appropriate, remove or change the content while we investigate.

9. Acceptable use

You must not:

  • use the Website unlawfully, fraudulently or to harm anyone;
  • try to gain unauthorised access to the Website, demos or our systems, or test their security without written permission;
  • introduce viruses or other harmful code, or overload or disrupt the Website;
  • enter real personal data of other people, real identity documents or real payment details into a demo;
  • impersonate us, or present our demos, screens or content as your own live service.

We may suspend access to the Website or a demo at any time.

10. Third-party links and services

The Website may link to sites, tools or services run by others. We do not control them and are not responsible for their content, security or privacy practices. A link is not an endorsement.

11. Accuracy and availability

We try to keep the Website accurate and available, but it is provided "as is" and "as available". To the extent the law allows, we make no warranty that it is accurate, complete, current, uninterrupted, secure or free of errors or harmful code, and we may change or remove content at any time without notice.

12. Limitation of liability

To the fullest extent the law allows:

  • we are not liable for any loss or damage arising from your use of, or reliance on, the Website or its content, including loss of profit, revenue, business, data, opportunity or goodwill, or any indirect or consequential loss;
  • our total liability arising from the Website is limited to SGD 100.

Nothing in these Terms limits liability that cannot be limited by law, including liability for death or personal injury caused by negligence, or for fraud. Services we provide under a signed contract are governed by that contract, not by this section.

13. Indemnity

If you breach these Terms, you agree to compensate us for reasonable losses, costs and legal fees we incur as a result, including from claims by others.

14. Jurisdictions and restrictions

The Website is not directed at anyone in a country where its content would be unlawful or would require us to be licensed or registered. Products and services described may not be available in every country. You are responsible for complying with the laws that apply to you.

15. Privacy and cookies

Our Privacy Policy and Cookie Policy explain how we handle personal data and cookies. They form part of these Terms.

16. Changes

We may update these Terms by posting a new version on this page. The version in force when you use the Website applies.

17. General

If any part of these Terms is found unenforceable, the rest remains in force. Our failure to enforce a right is not a waiver. These Terms are the whole agreement between you and us about the Website and override anything else on the Website about its use.

18. Governing law and disputes

These Terms are governed by the laws of Singapore. The courts of Singapore have exclusive jurisdiction over any dispute arising from the Website, except that we may bring proceedings in any court with jurisdiction to protect our intellectual property or confidential information. Mandatory consumer protections in your country are not affected.

19. Contact

legal@fpgtechnology.com · 6 Raffles Quay, #16-01, Singapore 048580 · Suite 23.02, 23rd Floor, Menara JKG, No. 282, Jalan Raja Laut, 50350 Kuala Lumpur · +603-2740 3333